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Arizona Workers Comp Info

State Exemption available? Yes

Arizona requires workers compensation coverage if you have at least 1 employee. If you purchase a policy, officers/owners of a corporation do count as employees- and can choose whether or not to coverage themselves. Subcontractors don’t count as employees AS LONG AS they meet some or all of the following:

  1. separate business entity
  2. have their own insurance
  3. can choose when to come to work
  4. provide their own tools/transportation.

If any of these items do not apply, the state may consider them to be employees for workers comp purposes regardless of whether you give them a 1099.

When calculating your Arizona Workers Comp Quotes, keep in mind the following amounts if you choose to include any owners/officers in the coverage. Even if owners don’t draw a paycheck, the minimum amount will be included for each owner who wants coverage.

-$7,200 for Sole Proprietors and Partners

-$52,00 Minimum and $208,000 Maximum for Officers