North Carolina Workers Comp Quotes online in seconds

Getting Started
Provide the following details requested below.
Business/Account Name*

The full legal name of the business.
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Rating State
Select the primary state where the business operates.
Rating State*
Select the primary state where the business operates.

State
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Online Rating Available?*
Instant Rating Not Available for this state.

States currently available for instant rating are AL, AR, GA, NC, SC, TN, & VA.
For other states, you will still receive SAME DAY QUOTES VIA EMAIL, but we think honesty is the best policy so you know what to expect.

Choose an Industry

Choosing the right class description is important for accurate pricing. Choose an Industry and an SIC code to narrow down the options.
Industry Type*
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Choose Your SIC Code
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SIC Code

Class Descriptions
Each person and their payroll should only be counted once. Only include those who DO NOT have their own insurance or state applicable exclusion.
Class 1
Click to expand the section.

Start typing a word in the field below to see possible class description matches.
Class 1 Description*
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Employees and Payroll
Each person and their payroll should only be counted once. Only include those who DO NOT have their own insurance or state applicable exclusion.
Class 1 Payroll*
Class 1 Full Time*
# of employees
Class 1 Part Time*
# of employees
Add another class code?
Class 2

Do you expect to pay any money to subcontractors that have their own workers comp?*
Only include amounts paid to subs with their own insurance or a valid state exemption. This amount will not affect premium, but must be disclosed.
- Yes
- No
Insured Subs
Total Annual Amount Paid to Insured Subcontractors*
# of Subcontractors*
Please enter a number greater than or equal to 1.
Estimate the # of subs used over a 12 month period.
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Subcontractor %
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Subcontractor Labor?
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Subcontractor Labor?

Business History
Experience in your field and any prior coverage may help lower your premium - even if there is a lapse.

Number of Years in Business*
Number of Years with Prior Coverage*
Number of Years Experience*
Describe the Owners Experience*
Required if less than 3yrs in businss or less than 3yrs prior coverage.
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Prior Coverage

Is there an experience mod?*
- Yes
- No
Experience Mod*
Please enter a number from .6 to 2.0.
Is coverage currently lapsed?*
Total Amount of Claims in 3 Years*
Paid and Reserve Dollars- NOT # of claims
Total Amount of Claims in 5 Years*
Paid and Reserve Dollars- NOT # of claims
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ARAP
1.0 is Default. If you're unsure, do not change it.
Please enter a number from .6 to 2.0.
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Estimates
RATE
You will be able to select a pay plan during the application process
There are not any voluntary market options that will accept less than $15k payroll. A minimum of $25k payroll may generate even more carrier interest.
There are not any voluntary market options that will accept less than $15k payroll. A minimum of $25k payroll may generate even more carrier interest.
5606 is typically not acceptable as the primary class. Please make sure the primary trade or operation being supervised is also selected- even if there is 0 payroll in that class.
For optimal pricing, you should have at least $15,000 payroll in a trade class OTHER than 5606, 8810, 8742, etc.
Let us know how you want to proceed...
- Bind my selection ASAP!
- I like the quote but I'm not in a hurry
- This is way too expensive
- I'm willing to wait for emailed quotes
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Policy Selections
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Employers Liability- Each Injury per Person
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Employers Liability- Each Disease
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Employers Liability- Each Disease per Person
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Lead State

This field is for zapier notifications only.
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Lowest Est Premium
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Lowest Est Down Pymt
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Lowest Est Carrier
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Selected Quote Name
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Selected Premium
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Selected Down Payment
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Selected Fee
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Lead Grade

Exterior Work over 2 Stories	Chimney Cleaning
Work performed on Airports or Aircraft	Roofing
USL&H or Jones Act	Work Performed on Airports or Aircraft
Welding	Work on Public Roadways
Siding Installation	Work Above 20 Feet
Pressure Washing	Gutter Installation

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